We have decades of experience in helping clients find peace of mind.
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
When speaking with your agent to set up your policy, please mention any valuables you are concerned about and they can then review your policy to recommend changes to ensure your valuables have proper coverage.
No. You do not need a new home appraisal during the renewal or coverage change process.